← Free tools · CRA & Benefits

Benefits Finder

Six questions. No personal details, nothing stored. See what you're likely missing — billions in benefits go unclaimed every year.

💡 The #1 rule of Canadian benefits: most are paid only if you file a tax return — even with zero income. Filing is how the government knows you qualify.
1. Roughly, your household income last year?
2. Do you have children under 18?
3. Did you (or your spouse) have income from work?
4. Does anyone in your household have a severe, long-term physical or mental impairment?
5. Do you rent your home in Ontario (or pay property tax)?
6. Your age group?

Benefits worth checking, in order of likely value

Got a benefits letter you don't understand?

Clawback notices, validation reviews, stopped payments — snap a photo and our free decoder explains it and what to do.

Decode a letter free

This tool gives general information based on broad rules — it is not eligibility advice, amounts change yearly, and each program has detailed criteria. Confirm on the official pages linked (canada.ca / ontario.ca) or with a free tax clinic (CVITP).