The CRA Letters Library
Every letter the CRA sends — what it means, your real deadlines (including the ones most sites get wrong), and how to defuse it. Verified against official guidance.
The receipt for your tax return: what you filed, what you owe or get back, and your RRSP room. Routine — but a…
Act nowThe CRA changed a return you already filed — usually a slip mismatch (a T4/T5 they received that you didn't re…
Act nowNot an audit. A routine spot-check of one claim — medical expenses, tuition, childcare, donations, moving cost…
Act nowThe CRA is checking you still qualify for a benefit — usually marital status, residency, or who the children l…
Act nowA debt has moved to collections. These escalate in stages: statement → reminder → a call → a LEGAL WARNING let…
UrgentThe CRA's garnishment instrument — a legal demand sent to a third party (employer, bank, clients) requiring th…
RoutineIf you owed more than $3,000 at filing in two recent years (self-employment, rental, investment income), the C…
Your moveThe CRA can cancel or waive PENALTIES and INTEREST (not the tax itself) when circumstances beyond your control…
Snap it — the free decoder identifies which one it is and applies everything in this library automatically.
Decode it free